Electronic disclosures, or eDisclosures, is the new buzz and excitement in the business and lending sectors alike, with the potential of eliminating paper. Who like paper work? Now, no more paper-creation of loan documents for execution, and no more printed-and-stored paper files. This tedious and time-consuming process is being transformed to the SMARTDocs process - where loan documents are converted to an electronic format and where loan documents are queried, audited, executed, transferred, and archived entirely in the electronic medium. eDisclosures also enables electronic delivery of disclosure documents. eDisclosures will surely save money and time in the business and leading circles.